Interest-Free Microfinance for a Better Tomorrow
Akhuwat offers ethical, Islamic loans in Pakistan with zero interest—empowering small businesses, students, and women entrepreneursto grow, thrive, and build their future with dignity and hope.
10M+
Loans Disbursed Nationwide
0%
Interest Rate (Shariah-Compliant)
98%
Successful Repayments
150+
Cities Served Across Pakistan
Trusted by Communities for Ethical Financial Services
Loan Installment Plan
| Loan Amount | Time Period | Monthly Installment |
|---|---|---|
| 50,000 | 01 YEAR | 4,170 EMI |
| 100,000 | 01 YEAR | 8,335 EMI |
| 500,000 | 05 YEARS | 8,335 EMI |
| 1,000,000 | 10 YEARS | 8,335 EMI |
| 1,500,000 | 10 YEARS | 12,500 EMI |
| 2,000,000 | 10 YEARS | 16,670 EMI |
| 3,000,000 | 10 YEARS | 25,000 EMI |
| 5,000,000 | 15 YEARS | 27,780 EMI |
Empower Your Future with Akhuwat’s Interest-Free Loans
Ethical, Shariah-compliant, and completely interest-free financing to support your dreams in business, education, and family development.
📌 What We Offer
Akhuwat provides loans ranging from PKR 100,000 to PKR 3,000,000 without any interest. Whether you're a student, an entrepreneur, or supporting a family, our Islamic financing model ensures dignity, transparency, and accessibility for all.
🤝 Our Mission
We aim to create a financially inclusive society by enabling women empowerment, small businesses, and rural development through trust-based microfinance.
🌍 Why Choose Us?
- 100% interest-free (Riba-free) loans
- Shariah-compliant financial model
- Proven 98% repayment success
- Serving 150+ cities and communities
Need guidance or ready to apply?
Simple Steps to Apply for an Akhuwat Loan
Start your journey toward financial empowerment with our hassle-free and Shariah-compliant application process.
1. Choose Your Loan Category
Select the most suitable loan type — whether it's for a small business startup, education, agriculture, or community development. We offer interest-free microfinance for individuals and families.
2. Check Your Eligibility
Make sure you meet our eligibility criteria for the loan category you choose. We support low-income households, women entrepreneurs, and rural communities with dignity and trust.
3. Submit Your Application
Complete your online application and pay the processing fee of Rs. 5,725/-. Our team will review your request and get back to you for the next steps. Rest assured, our process is 100% transparent and interest-free.
Need help with the application?
Who We Are
Akhuwat Foundation Loan
If you are considering applying for a loan from the Akhuwat Foundation, you’re making a smart choice. Akhuwat offers interest-free loans (Qarz-e-Hasna) to help individuals meet their financial needs while improving their quality of life. You can apply easily online, with loan options ranging from Rs. 500,000 to Rs. 70 million, all from the comfort of your home. Akhuwat provides five types of loans: Student, Wedding, Business, Car, and General Loans. The application process is simple, ethical, and interest-free.
Our Partners
We are proud to collaborate with these esteemed organizations.
